Search Results
Results For: rates.htm
Tips for Being a Smart Mortgage Shopper
When applying for a mortgage, it pays to shop around. The interest rate and other terms can vary widely between various mortgage companies. Luckily, there are federal mortgage regulations that help ...
Understanding the Home Mortgage Disclosure Act
The Home Mortgage Disclosure Act provides a public record of community lending. This information can be useful to you if you want to investigate home-ownership rates, or track the lending record of an...
Mortgages and Regulation Z
If you're shopping for a mortgage you may have heard references to "Regulation Z." What is this regulation and does it affect you? Regulation Z Implemented the Truth in Lending ActRegulation Z is a...
Mortgage Loans: Understanding Risk and Prices
California mortgages, like mortgages or loans of any kind, are priced based on the amount of risk to the lender. It is essential that you understand how this risk is priced between you and the mo...
Traditional Mortgage Companies vs. Private Lending
So you have a can't-miss idea for a business, and now you need to fund that dream? Find out what private lenders are looking for and what risks these loans contain. Then, consider asking your local mo...
Should You Take a 125% Mortgage?
There are so many California mortgage programs out there, it can be hard to keep them all straight. 125% mortgages have become especially popular in recent years. A 125% mortgage refers to the loan-to...
Mortgage Closing Costs and You
Taking ownership of your new home loan can be extremely exciting and satisfying. But before you can claim that ownership, you'll need to sign important mortgage documents and pay critical closing cost...
Is Your Financial Institution in Compliance With the HMDA?
The HMDA was enacted by Congress in 1975 over public concern of credit shortages in urban neighborhoods. The thought was that financial institutions had contributed to the decline of geographic areas ...
Why Consolidate Debt with Home Equity?
If you have high-interest credit card debt, it makes good financial sense to consolidate that debt using your home equity. Doing so allows you to pay off creditors while "rolling" your debt into your ...
Adjustable Rate Refinancing Loan
Adjustable Rate Mortgage Refinancing ExplainedAdjustable rate refinancing loans can be a real blessing to homeowners under the hammer of increasing debt and the ever-rising cost of living. Depending o...
‹ First < 2 3 4 5 6 > Last ›
