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Documents Required to Complete Your Loan Package



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Documents Required to  Complete Your Loan Package

What You Will Need:

  • Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use white out.
  • If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.
  • If you own rental property, please provide rental agreements and two years tax returns.
  • If you wish to speed up the approval process, please also provide three months bank statements for each bank, stock and mutual fund account.
  • Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.
  • If you are requesting a cash out refinance please provide a letter explaining what you plan to do with the proceeds.
  • Provide copy of divorce decree if applicable.
  • If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.
  • Credit Report Fees (if applicable)
  • Appraisal Fees

Refinance or Second Mortgage

  • Provide the Note, Copy of REC, Title Policy
  • Payment coupon book
  • Homeowners insurance papers

VA Borrowers

  • VA eligibility Certificate
  • DD214

Commercial Loans

  • 2 years Financial records on property
  • Rent Roll (if applicable)
  • 3 Color photographs showing different views of the property

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