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Loan Glossary

Collateral:

Property pledged as security for a debt, such as the real estate pledged as security for a mortgage.

100% Finanancing	Fixed Rate Mortgages
125% Loans	HELOC
30 Year Fixed Rate	Home Equity Loan
Adjustable Rate Mortgages	Interest Only Loans
ARM Loans	Jumbo Loans
B/C Loans	Jumbo Refinancing
Buydown Mortgage	Negatively Amortizing Loans
Cash Out Refinance	New Home Loans
Combined (Hybrid) Loans	Option ARM
Conforming / Non-Conforming	Refinance Options
Convertable ARMS	Second Mortgage Options
FHA Loans	VA Loans
First Time Buyer Programs