Promotional interest rates and monthly payment amounts are offered by Mortgage Company(ies) participating with West Vegas LLC's Loanbiz program during the week of July 3, 2009. West Vegas LLC is not the Mortgage Company in any transaction. The rates and terms you are offered are the responsibility of the Mortgage Company and will vary based upon your loan request and are determined by the Mortgage Companies to whom you are matched. There is a possibility that you may not be matched with the Mortgage Company making this offer. The annual interest rate disclosure by the Mortgage Company making the promotional offer is as follows and is current as of July 3, 2009:
The $594 payment is based on $150,000 loan with a maximum 80% Loan To Value Ratio (LTV) and Fees and Points of $6,909 for a three year period ("3 Year Fixed") rate of 4.750% and a 7.172% Annual Percentage Rate. The $729 payment is based on $200,000 loan with a maximum 80% Loan To Value Ratio (LTV) and Fees and Points of $9,433 for a three year period ("3 Year Fixed") rate of 4.375% and a 7.059% Annual Percentage Rate. The $1,063 payment is based on $300,000 loan with a maximum 80% Loan To Value Ratio (LTV) and Fees and Points of $14,032 for a three year period ("3 Year Fixed") rate of 4.250% and a 7.015% Annual Percentage Rate. The $2,083 payment is based on $500,000 loan with a maximum 80% Loan To Value Ratio (LTV) and Fees and Points of $22,592 for a three year period ("3 Year Fixed") rate of 5.000% and a 7.247% Annual Percentage Rate. Rate is variable and subject to change. Loan Product availability subject to loan amount. Until you lock your rate, A.P.R. and terms subject to change, including rates, points, rebates and fees. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates subject to increase during loan term. Rates and APRs assume that an escrow account is set up for payment of property taxes, hazard insurance, and mortgage insurance if applicable.
Closing costs are subject to change in the event parameters of the loan change from those presented at the time of application and loan closing, such as but not limited to, a change in the: loan amount, appraised property value, credit score of applicant or type of property. Third party fees guaranteed only if Mortgage Company's preferred providers are used.